EEFT

Euronet Worldwide, Inc.

$74.57BuyTarget $164.08Report: Jan 30, 2026Technology • Software - Infrastructure • Mature Compounder

Price History

Pelican View

Current$74.57+119.9%

Rec: BuyConviction: High

Entry Target

$74.57

(0% above current)

Fair Value

$164.08

(120% above current)

Stop Loss

$68.56

(8% below current)

Position Size

Full

Time Horizon

Long-Term

Key Metrics

Market Data

52 Week High$114.25

52 Week Low$68.56

Avg. 3 Month Volume787K

Efficiency

LTM Gross MarginN/A

LTM EBITDA MarginN/A

LTM EBIT MarginN/A

LTM Operating MarginN/A

LTM ROAN/A

LTM ROEN/A

LTM ROICN/A

LTM ROCEN/A

Capital Structure

Market Cap (MM)$0

Enterprise Value (MM)$0

Shares OutstandingN/A

Total Debt (MM)N/A

Cash & Equivalents (MM)N/A

LTM Net Debt (MM)N/A

LTM Net Debt/EBITDAN/A

Growth

TTM Rev. GrowthN/A

Last 3-Yr Rev. CAGRN/A

Last 3-Yr EBITDA CAGRN/A

Last 3-Yr EPS CAGRN/A

Valuation

Street Target Price$107.00

LTM EV/RevenueN/A

LTM EV/Gross ProfitN/A

LTM EV/EBITN/A

LTM EV/EBITDAN/A

LTM P/EN/A

LTM EV/FCFN/A

LTM P/FCFN/A

LTM P/TBN/A

LTM P/BN/A

Dividend YieldN/A

Payout RatioN/A

About the Company

Euronet is a leading financial technology solutions and payments provider. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides ATM and POS terminal management, card outsourcing, and value-added services. The epay segment distributes and processes prepaid mobile airtime and other electronic payment products. The Money Transfer segment provides global money transfer and currency exchange services under brands including Ria, Xe, and Dandelion.

Revenue Generation

The company generates revenue primarily through transaction fees, management fees, commissions, and foreign currency exchange margins. Revenue sources include: 1) EFT Processing: Transaction and management fees from ATM and POS networks, dynamic currency conversion (DCC) margins, surcharges, and software solution sales. 2) epay: Commissions and processing fees from distributing prepaid mobile airtime and digital media content (e.g., iTunes, Google Play). 3) Money Transfer: Transaction fees and margins earned from purchasing currency at wholesale rates and selling to customers at retail rates.

Investment Thesis

Executive SummaryEuronet is currently navigating a period of macroeconomic uncertainty and immigration policy shifts that have pressured transaction growth in its core money transfer corridors. The market has reacted by pricing the stock for a structural collapse, ignoring the company's high-quality pivot toward a technology-led payments platform. Our analysis suggests that the current valuation represents a rare entry point for a high-ROIC compounder that has reduced its share count by 23.2% over the last two years and maintains a massive liquidity backstop to continue aggressive capital returns.

Recent Activity

2025-10-23-5.87%

Euronet Worldwide announced Q3 2025 financial results with revenue growth and strategic partnerships.

2025-02-13+10.05%

Euronet reported record Q4 and full-year 2024 results across all financial metrics.

2023-10-20+8.93%

Euronet reported Q3 2023 results with $1.0 billion revenue (8% YoY growth) and $2.05 diluted EPS.

Valuation Table

Method	Implied Value	Weight	Weighted Value
DCF	$257.53	45%	$115.89
Comps	$96.52	35%	$33.78
Historicals	$72.03	20%	$14.41
Total Weighted			$164.08